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  • Own Real Estate Blog

    Thursday, October 18, 2018   /   by Rashad Howell

    Maryland Mortgage Program

    Maryland Mortgage Program





    Buying a home is a big deal. For Marylanders just like you, it may be the single largest purchase you ever make, and the choices you make can impact your family’s life for years to come. For many people, becoming a homeowner can mean stability, greater control over how you live, and the potential for building wealth and equity for your family’s future.


    What is the Maryland Mortgage Program?


    The Maryland Mortgage Program (MMP) provides 30-year fixed-rate home loans to eligible homebuyers purchasing in Maryland. Loan terms are competitive with other home loan products on the market, but what makes MMP unique is the range of associated financial incentives and other assistance that, for many homebuyers, means the difference between being able to purchase and continuing to rent.


    Home Loans


    All home loan products available through MMP are 30-year, fixed-interest rate mortgages. There are a few different types of home l ...

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    Thursday, October 18, 2018   /   by Rashad Howell

    $20,000 Purchase Assistance Program

    Prince George's County Purchase Assistance Program (PGCPAP)































    Fostering and promoting affordable homeownership is a key housing policy strategy for Prince George's County.  The Prince George's County Purchase Assistance Program (PGCPAP) supports this strategy by providing home purchase assistance to eligible, first-time home buyers to purchase residential properties in Prince George's County.  Home purchase assistance includes down payment, mortgage principal reduction and/or closing costs.  


    The Program is funded by the Housing Investment Trust Fund.  The Redevelopment Authority of Prince George's County administered the program in partnership with participating lenders, realtors and housing counseling agencies that are approved by the U.S. Department of Housing and Urban Development (HUD).


    The PGCPAP remaining available balance is $1,986,501.40 as of October 1, 2018. ...

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    Thursday, October 18, 2018   /   by Rashad Howell

    Should You Invest In Baltimore Real Estate

    Baltimore Real Estate Data
    Baltimore looms large in American history. First settled in the 1600s, it was one of the largest cities in the U.S. in the colonial era. It is often thought of as a distant suburb of Washington D.C. today, an industrial city on the decline. Yet this city is experiencing a turn around that presents a unique opportunity for real estate investors. The Baltimore real estate market offers a variety of properties for buyers who are looking for a place to call home.
    Baltimore is home to around 600,000 people. The Baltimore housing market at first blush would seem like a bad investment, since the city saw a nearly 5% drop in population from 2000 to 2010. This is a continuation of a decades long flight from the city; between 1970 and 2000, the total population declined by almost a third. However, there is significant opportunity in the Baltimore real estate market for investors, and not just because the metropolitan area is home to nearly th ...

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    Wednesday, September 26, 2018   /   by Rashad Howell

    Small Kitchen? Try These 9 Tips for Making the Most of Your Limited Space

    Transform your standard-issue rental kitchen with these tips.
    Is there some kind of law that requires rental apartments to supply no more than a single square of kitchen counter space to each unit?
    Between the white walls, scarce and often outdated cabinets, and a lack of amenities, it’s rare to find a solid kitchen in the world of yearlong leases.
    But no good makeover starts with a beautiful subject, right?
    All you need to transform that bleak little kitchen into a well-designed, functional space is a bit of imagination, some basic home maintenance skills, and a few solid pieces.
    Here’s where to begin.
    Donate first
    Before moving into your new space, make sure to get rid of all those things you don’t need anymore.
    Have you actually used that discounted bundt pan in the past year or two? If not, donate to your favorite local charity shop. Someone else might get use out of it, and you’ll be saving yourself from more clutter in your new home.
    Think ve ...

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